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Find the Financing you Need

We offer a variety of business lending and real estate financing programs nationwide

Whether your clients are seeking working capital to invest in their business, or financing for the purchase of a commercial property, Algo has the option for you. With our suite of business loan products, you’ll be able to offer numerous solutions to your clients. Algo loan programs include lines of credit, merchant cash of advances, equipment leasing, unsecured business loans, real estate investment loans, invoice factoring, commercial mortgages, and more.

  • Merchant cash advances
    $20,000 to $5,000,000 
    24 Hour approvals
    Bad credit is NO PROBLEM
    All industries
  • Hard money real estate (Fix & Flip)
    $150,000 to $50,000,000
    Nationwide
    All property types
  • Revenue-based business loan
    $20,000 to $5,000,000
    24 Hour approvals
    Bad credit is NO PROBLEM
    All industries
  • Commercial real estate mortgages
    $150,000 to $50,000,000
    Offices, retail, warehouse, and more
    Quick closing
  • Business lines of credit
    Pay for credit used
    Low-mid rates
    Monthly payments
  • Equipment leasing
    $20,000 to $5,000,000
    Monthly payments
    Preserve cashflow

How we can best help you?

Expansion Finance

Providing highly competitive equipment financing and superior customer service for transactions from for all industries, credits and challenges

We provide the non-restrictive, non-dilutive equipment financing by unlocking the equity in existing depreciating fixed assets. Our Lease Line of Credit frees up human resources by reducing redundant processing and review.

Merchant Financing

Our focus is on EBITDA; not net worth, leverage or net income. We offer the private equity owner the option to recapitalize, especially for non-rated, smaller or mid-market acquired companies that may have trouble accessing capital markets

Vendor Finance

Upsell and sell more with monthly payment options and flexible financing programs. We communicate directly with your sales team to train your team, streamline your operations and steam roll your competition.

Sponsor Finance

Our focus is on EBITDA; not net worth, leverage or net income. We offer the private equity owner the option to recapitalize, especially for non-rated, smaller or mid-market acquired companies that may have trouble accessing capital markets

Broker Referral Program

Algo’s Referral Partners help us identify small businesses with real opportunities for growth. It’s a great way to both earn money and strengthen your relationships.

Summary of our Loan Products

Check out the range of Algo Capital products you can offer and the necessary Requirement and Documentation..

Merchant Cash Advance

MIN-MAX  $ AMOUNT$20,000-$5,000,000
MIN-MAX  TERM3-24 months
CREDIT SCORE MINIMUMNone
ANNUAL REVENUE  REQUIRED$150,000
REQUIRED TIME IN  BUSINESS4 months
COST OF CAPITALMedium/High
TIME TO APPROVE24 Hours (Same day funding)
  

DOCUMENTS REQUIRED

.

  • Loan Application
  • 4 months of business bank statements
  • 4 months of credit card processing statements (if applicable)

Business Line of Credit

MIN-MAX  $ AMOUNT$20,000-$250,000
MIN-MAX  TERM6-12 months
CREDIT SCORE  MINIMUM620
ANNUAL REVENUE  REQUIRED$250,000
REQUIRED TIME IN  BUSINESS1 Year
COST OF CAPITALLow/Medium
TIME TO APPROVE1-3 Days (1-2 Funding)
  
DOCUMENTS REQUIRED
  • Loan Application
  • 6 months of business bank statements

Merchant Cash Advance

MIN-MAX  $ AMOUNT$200,000-$10,000,000
MIN-MAX  TERM5-25 Years
CREDIT SCORE  MINIMUM680
ANNUAL REVENUE  REQUIRED$500,000
REQUIRED TIME IN  BUSINESS2 Years
COST OF CAPITALLow
TIME TO APPROVE2-3 Months (1-3 Months to fund)
  

DOCUMENTS REQUIRED

.

  • Loan Application
  • 12 months of business bank statements
  • 2 Years of business tax returns
  • 1 Year of personal tax returns
  • YTD financials
  • Credit report (if available)

Equipment Leasing

MIN-MAX  $ AMOUNT$20,000-$5,000,000
MIN-MAX  TERM1-5 Years
CREDIT SCORE  MINIMUM550
ANNUAL REVENUE  REQUIRED$150,000
REQUIRED TIME IN  BUSINESS6 Months
COST OF CAPITALLow/Medium
TIME TO APPROVE1-2 Days (1-3 Days to fund)
  

DOCUMENTS REQUIRED

.

  • Loan Application
  • 4 months of business bank statements
  • Copy of invoice

Hard Money Real Estate Loan

MIN-MAX  $ AMOUNT$150,000-$50,000,000
MIN-MAX  TERM1-10 Years
CREDIT SCORE  MINIMUMNone
ANNUAL REVENUE  REQUIRED60%-80% LTV
REQUIRED TIME IN  BUSINESSNone
COST OF CAPITALMedium
TIME TO APPROVE1-3 Days (2-3 Weeks to close)
  

DOCUMENTS REQUIRED

.

  • 1003 Loan application
  • 4 months of bank statements
  • Copy of purchase agreement
  • Recent mortgage statement (if refinance)
  • Credit report (if available)
  • Copy of appraisal (if available)

Commercial Mortgage

MIN-MAX  $ AMOUNT$150,000-$50,000,000
MIN-MAX  TERM1-30 Years
CREDIT SCORE  MINIMUM600
ANNUAL REVENUE  REQUIRED60%-80% LTV
REQUIRED TIME IN  BUSINESS2 Years
COST OF CAPITALMedium
TIME TO APPROVE1-3 Days (1-3 Weeks to close)
  

DOCUMENTS REQUIRED

.

  • 1003 Loan application
  • 6 months of bank statements
  • 2 Year of business tax returns
  • Copy of purchase agreement
  • Recent mortgage statement (if refinance)
  • Credit report (if available)
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